Keystone Financial Planning, Inc
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$406,936,329
Clients
117
63% high-net worth
Advisors
1
of 2 employees
Firm type
Supported
1-3 advisors or $200M+ in AUM
Clients per advisor
117
Very HighAverage account size
$3,478,088
About
Keystone Financial Planning provides discretionary portfolio management, financial planning and consulting, and separate tax preparation services to individuals (including high-net-worth and non‑HNW clients), retirement plans, trusts, estates, charitable organizations, and business entities. Engagements are personalized and delivered either as ongoing asset‑based management or as stand‑alone fixed‑fee planning projects.
The firm integrates financial planning into its portfolio management process, tailoring allocations to clients’ objectives and risk tolerance while using technical analysis and long‑term purchase strategies to construct portfolios that emphasize an increasing dividend stream; typical investments include fee‑based variable annuities, individual stocks, mutual funds, and ETFs. Accounts are monitored on an ongoing basis with at least annual reviews and fees are generally billed on an asset‑based schedule, with fixed‑fee planning options available.
Keystone is uncommon among peers in offering in‑house tax preparation as a complementary service—approximately ten percent of billable hours—allowing closer coordination between investment advice and tax recordkeeping while noting tax efficiency is not its primary investment objective. The brochure also discloses implementation practices that may affect clients, such as including fee‑based annuity subaccounts in advisory fee calculations and using a high‑cost‑first‑out cost‑basis method unless a client specifies otherwise.
Client services
Expertise
Fee options
Fixed fees ranging from $2,000 to $10,000 for stand-alone financial planning and consulting services
$0 - $1,000,000: 1.00% annually $1,000,001 - $5,000,000: 0.50% annually $5,000,001 - $40,000,000: 0.50% fixed entire account annually $40,000,001+: 0.40% fixed entire account annually
Account minimum: $1,000,000 Minimum fee: Fixed fee ranging from $2,000 to $10,000 quarterly in arrears for clients with less than $1,000,000 AUM Fee-only: Fixed fees for financial planning and consulting services ranging from $2,000 to $10,000 annually, billed quarterly or upon completion
Main office location
Keystone Financial Planning, Inc
1991 Crocker Road, Suite 204
Westlake OH 44145, United States
Number of offices
1
Most active in
Florida · Ohio · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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