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Keystone Financial Consultants, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$41,688,901
Clients
36
33% high-net worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
36
HighAverage account size
$1,158,025
About
Keystone Financial Consultants advises individuals and high‑net‑worth clients, as well as trusts and estates, offering discretionary investment management, written financial planning, and ongoing advisory consultations. The firm provides portfolio construction and monitoring, personalized asset allocations, and delivers comprehensive financial plans and periodic reviews.
The firm uses a top‑down approach coupled with fundamental analysis and, when appropriate, technical analysis, recommending a mix of common stocks, mutual funds, ETFs, options, and publicly traded REITs. Accounts are managed on a discretionary basis and strategies may include tax‑sensitive positioning and shorter‑term trading tactics, including option strategies and the use of margin when suitable for client objectives.
Distinctive elements include that the firm’s principal is a licensed Certified Public Accountant who routinely provides tax planning and related services to advisory clients (and non‑advisory clients), with separate compensation for those tax services — a dual CPA/advisor role that the Brochure notes can create conflicts of interest. The firm also discloses the use of borrowing and derivative strategies (margin and options) within client accounts and the potential to act as trustee or executor, practices that are less common among similar supported firms.
Client services
Financial planning
Portfolio management
Advisory consultations
Expertise
Debt management
Charitable giving & philanthropy
Occupation focus
Executive
Founder/Business Owner
Fee options
Financial planning fixed fees range from $1,000 to $20,000 per year, depending on complexity.
$0 - $1,000,000: 1% Over $1,000,000+: Negotiable
Financial planning and advisory consultation fees range from $75 to $250 per hour (minimum 1 hour).
Account minimum: $500,000 (may be waived at firm's discretion) Fee-only: Investment management fees based on AUM; financial planning and advisory consultation fees charged separately.
Most active in
Keystone Financial Consultants, Inc. has reported serving >5 clients in these states in the last 12 months.
Georgia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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