Kensington Financial Group, Inc.

Kensington Financial Group serves individual clients (including high net worth individuals) and pension and profit-sharing plans, offering discretionary portfolio management and limited financial planning only when provided alongside investment management. The firm begins client relationships by developing a Financial Profile and an Investment Plan tailored to each client's circumstances and objectives.

Kensington implements those plans primarily through ETFs, common stocks and mutual funds, and uses fundamental, charting and technical analysis as appropriate; the firm also employs options strategies (buying and writing options) in client accounts. Accounts are generally managed on a discretionary basis, and the firm provides IRA rollover recommendations while acknowledging its fiduciary responsibilities where applicable.

Distinctive features include an unusually high client-to-advisor ratio—managing hundreds of client relationships across two advisors—which may shape how communications and account reviews are structured. Kensington is affiliated with Haggerson Enterprises, LLC and has insurance-licensed personnel who may receive commissions for insurance sales (with disclosures and policies intended to avoid charging both commissions and advisory fees on the same assets), and it custodies most client assets at Interactive Brokers, which provides institutional trading and support services.