Kensington Financial Advisors LLC

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Client assets under management

$159,414,769

Clients

46% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Typical

Average account size

$1,751,811

About

Kensington Financial Advisors serves individuals — including high‑net‑worth clients — as well as pension and profit‑sharing plans, trusts, estates, charitable organizations and business entities. Its services include discretionary and non‑discretionary investment management, integrated financial planning, pension consulting, and other negotiated consulting engagements.

The firm tailors portfolios to client objectives and may use both fundamental and technical analysis, model portfolios, and, when suitable, short‑term trades or option and margin strategies subject to a client’s risk tolerance. Financial planning is commonly provided as part of investment management relationships, and pension consulting work can include investment policy development, vendor selection and participant education seminars.

Distinctive aspects for a small, two‑adviser firm include a required custody and brokerage relationship with Charles Schwab, through which the firm receives institutional support services, and an explicit ERISA fiduciary role when advising retirement plans. Kensington also provides bespoke consulting (for example, acting as a health‑care power of attorney on request), aggregates household accounts for fee breakpoints, and directly debits advisory fees from client accounts.

Client services

Financial planning Portfolio management Pension consulting Advisory consulting

Expertise

Wealth management Retirement plans for business owners (SEP, solo 401k) Options & derivatives strategies

Occupation focus

Founder/Business Owner Executive

Fee options

Fixed

Fixed fee for financial planning services ranging between $250 and $10,000; fees negotiable.

Percentage

Less than $500,000 - $500,000: 1.0% $500,000 - $1,000,000: $5,000 + 0.9% of AUM over $500,000 $1,000,000 - $2,000,000: $9,500 + 0.8% of AUM over $1,000,000 $2,000,000 - $4,000,000: $17,500 + 0.7% of AUM over $2,000,000 $4,000,000 - $8,000,000: $31,500 + 0.6% of AUM over $4,000,000 $8,000,000 - $16,000,000: $55,500 + 0.5% of AUM over $8,000,000 $16,000,000+: $95,500 + 0.4% of AUM over $16,000,000

Project-based

Hourly fee for financial planning services from $200 to $400 per hour.

Other

Fee-only: Fixed fee for financial planning: $250 - $10,000; Hourly fee for financial planning: $200 - $400 per hour; Fees are negotiable.

Main office location

Kensington Financial Advisors LLC

101 Eisenhower Parkway, Suite 300

Roseland NJ 07068, United States

Number of offices

Most active in

Florida · New Hampshire · New Jersey · Pennsylvania · Texas

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Website 201-201-0439

Advisors at this firm

Cheryl W

Series 63, Series 65

Roseland, NJ

Kensington Financial Advisors LLC

Cheryl Werbeloff is a financial advisor at Kensington Financial Advisors LLC with 15 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at J.P. Morgan Securities Inc. and National Wealth Management, LLC. Kensington Financial Advisors serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm combines discretionary and non-discretionary investment management with financial planning and consulting services, using a range of strategies and instruments while providing plan-level services and participant education for retirement plans.

Wealth management Retirement plans for business owners (SEP, solo 401k) Options & derivatives strategies Founder/Business Owner Executive

David F

CFP®, CFA®, Series 63, Series 66

Roseland, NJ

Kensington Financial Advisors LLC

David Fuhrman is a CFP® and CFA® with 23 years of industry experience. He has worked at Kensington Financial Advisors LLC since 2022 and previously spent 15 years at National Wealth Management, LLC. Outside of his advisory role, he serves as a director of Bush Refrigeration Inc., a nationwide distributor of commercial refrigeration equipment. Kensington Financial Advisors serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm offers wealth management combining discretionary and non-discretionary investment management with financial planning and consulting services, utilizing a range of investment strategies and instruments tailored to client suitability.

Wealth management Retirement plans for business owners (SEP, solo 401k) Options & derivatives strategies Founder/Business Owner Executive

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