Kelman Lazarov Inc

April Lowery is a CFP® certificant with 20 years of experience in the financial services industry. She has worked at Kelman Lazarov Inc. and Mutual Securities, Inc. since 2016, with prior experience at Cetera Advisor Networks, LLC and First Tennessee Brokerage/FTB Advisors dating back to 1999. Kelman Lazarov Inc. serves a diverse client base including individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations. The firm employs a strategic asset-allocation approach through proprietary model portfolios and offers discretionary asset management, retirement plan advisory, and financial planning services.

Lukas Mc Calla is a CFP® with four years of industry experience, currently serving as an advisor at Kelman-Lazarov, Inc. He has worked at Kelman-Lazarov since 2021 and also has experience with Mutual Securities, Inc. Prior to his financial advisory roles, Lukas held positions at Twin Oaks Country Club and Missouri State University. Kelman-Lazarov serves a diverse client base including individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations. The firm employs a strategic asset-allocation framework using proprietary model portfolios and offers discretionary asset management, retirement plan advisory, and financial planning services.

Michael Munekata is a financial advisor with Kelman-Lazarov Inc. in Memphis, TN, holding a Series 66 designation and nine years of industry experience. He has been with Kelman-Lazarov since 2014 and also holds a role with Mutual Securities, Inc. as a registered representative and branch principal. Munekata serves as the Chief Compliance Officer and Operations Manager at Kelman-Lazarov, overseeing the firm’s compliance program and operational practices. Kelman-Lazarov serves a diverse client base including individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations. The firm offers discretionary asset management through model-based programs, retirement plan advisory, and financial planning, utilizing a strategic asset-allocation framework with proprietary model portfolios and direct indexing options.

Jacob Samuels is a CFP® certificant with 11 years of industry experience. He is a financial advisor at Kelman-Lazarov Inc. in Memphis, TN, where he has worked since 2013, and has also been associated with Mutual Securities, Inc. since 2016. Kelman-Lazarov Inc. serves a diverse client base including individuals, pension plans, corporations, trusts, estates, and charitable organizations. The firm employs a strategic asset-allocation framework using proprietary model portfolios and offers discretionary asset management, retirement plan advisory, and financial planning services.

Martin Kelman is a CFP® with 44 years of experience in financial advising. He has been with Kelman-Lazarov, Inc. since 1981 and has also worked at Mutual Securities, Inc. and Cetera Advisor Networks LLC. Kelman serves on the boards of several nonprofit organizations, including Facing History and Ourselves and the Jewish Community Partners Inc., and is active with the University of Memphis Alumni Board. Kelman-Lazarov, Inc. provides comprehensive investment management and financial planning services to individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations. The firm employs a strategic asset-allocation framework through proprietary model portfolios and offers discretionary asset management, retirement plan advisory, and personalized equity portfolios, including direct indexing and alternative investment options.

William Steinberg is a CFP® with 37 years of industry experience, currently serving at Kelman-Lazarov, Inc. since 1995. He also worked at Cetera Advisor Networks LLC and Mutual Securities, Inc. He is an author specializing in screenplays and books outside of his financial advisory career. Kelman-Lazarov serves a diverse client base including individuals, pension plans, corporations, trusts, estates, and charitable organizations. The firm offers discretionary asset management through proprietary model portfolios, retirement plan advisory, and financial planning, with a notable emphasis on direct indexing and use of specialized investment vehicles.

Christopher Purcell is a CFP® professional with 11 years of industry experience. He is a partner at Kelman-Lazarov, Inc. and has worked at Mutual Securities, Inc. since 2019. His prior experience includes roles at Shoemaker Financial, Minnesota Life Insurance, and Securian Financial Services. Kelman-Lazarov serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, managing approximately $705 million in discretionary assets. The firm employs a strategic asset-allocation framework through proprietary model portfolios and offers services such as discretionary asset management, retirement plan advisory, and personalized equity portfolios including direct indexing and alternative investment options.

Keith Schmitt is a financial advisor with Kelman Lazarov Inc in Memphis, TN, holding a Series 66 designation and 20 years of industry experience. He has worked at Mutual Securities, Inc. since 2016 and previously at Cetera Advisor Networks LLC from 2013 to 2016. Schmitt serves on the board of the DeNeuville Learning Center, a nonprofit organization in Memphis. Kelman-Lazarov Inc serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations, managing approximately $705 million in discretionary assets. The firm employs a strategic asset-allocation framework using proprietary model portfolios, direct indexing, and a range of investment vehicles, including alternative funds, to meet client needs.

Andrew Buzan is a CFA® charterholder and holds a Series 66 license, with 15 years of industry experience. He is affiliated with Kelman-Lazarov, Inc. in Memphis, TN, where he has worked since 2007, and has also been with Mutual Securities, Inc. since 2016. Kelman-Lazarov, Inc. serves a diverse client base including individuals, pension plans, corporations, trusts, and charitable organizations, managing approximately $705 million in discretionary assets. The firm uses a strategic asset-allocation approach with proprietary model portfolios, direct indexing, and may employ specialized investment vehicles tailored to client suitability and liquidity.

John Dabov is a financial advisor at Kelman Lazarov Inc with a Series 65 designation and one year of industry experience. Before joining Kelman Lazarov, he held positions at Newday USA, Newell Brands, and Paddle Inn Rafting Co, and he has worked at Auburn University and Memphis University School. Kelman Lazarov serves a diverse client base including individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations. The firm offers discretionary asset management through model-based programs, retirement plan advisory, and financial planning, using a strategic asset-allocation framework that incorporates proprietary model portfolios, direct indexing, and specialized investment vehicles.

Stephanie Goetsch is a CFP®-designated financial advisor with six years of industry experience. She is currently with Kelman Lazarov Inc., where she has worked since 2023, following prior roles at Raymond James Financial Services and Bank of America. Kelman Lazarov Inc. serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, managing approximately $705 million in discretionary assets. The firm employs a strategic asset-allocation framework with proprietary model portfolios and offers services such as discretionary asset management, retirement plan advisory, and personalized equity portfolios using direct indexing.

Theo Pierre Charles Debackere is a financial advisor at Kelman Lazarov Inc with a Series 65 designation and one year of industry experience. His prior roles include positions at Algorithm Capital and various academic institutions, including Tulane University and Loyola University New Orleans. Kelman Lazarov serves a diverse client base, including individuals, pension plans, corporations, trusts, and charitable organizations, managing approximately $705 million in discretionary assets. The firm employs a strategic asset-allocation approach using proprietary model portfolios and offers services such as retirement plan advisory, financial planning, and personalized equity portfolios with direct indexing and alternative investment options.

Patrick O'hearn is a CFP® with nine years of industry experience, currently serving as an advisor at Kelman Lazarov Inc. He has worked at Mutual Securities, Inc. since 2016 and previously spent eleven years at Paragon Bank. Kelman Lazarov Inc. serves a diverse client base including individuals, pension plans, corporations, trusts, estates, and charitable organizations. The firm employs a strategic asset-allocation framework through proprietary model portfolios and offers services such as discretionary asset management, retirement plan advisory, and financial planning.