Kelly Financial Group LLC

Kelly Financial Group serves individual households as well as high-net-worth clients, trusts, estates, and small businesses with comprehensive financial planning and discretionary portfolio management. The firm provides bespoke, separately managed accounts and coordinates with outside professionals as part of its planning process; it operates on a fee-only basis and does not sell proprietary investment products.

The firm’s investment approach is plan-driven and blends bottom-up and top-down security selection using fundamental, technical, charting, and cyclical analysis. Portfolios may include domestic and international equities and ETFs, fixed income, mutual funds, closed-end and alternative funds, and—where appropriate—options, inverse ETFs, short sales, and limited margin strategies, with accounts managed on a discretionary basis.

Notable differences from many peers include a relatively large amount of assets under management for a single-advisor practice and an affiliated, separately run tax-preparation service offered by the adviser as an enrolled agent. The firm also discloses use of tactical instruments (options, inverse ETFs, short sales) and occasional private/illiquid securities in select client accounts, and it produces financial plans for managed-account clients as part of its service offering.