Kellam Insurance and Financial Services LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$1,320,000
Total clients
5
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
5
Average account size
$264,000
About
The firm provides nondiscretionary asset management and related financial services and also recommends and places insurance products. It serves self-employed business owners, individuals, and high-net-worth clients, using individual stocks, mutual funds and ETFs and, when appropriate, recommending third‑party money managers.
Investment decisions are informed by fundamental and cyclical analysis and implemented primarily through long-term buy‑and‑hold strategies with periodic rebalancing and quarterly reviews; clients retain final approval of trades. The firm works with custodians and may place clients into managed‑account programs when a third‑party manager’s strategy or minimums are more appropriate.
Noteworthy distinctions include an active insurance brokerage practice: the firm’s principal spends roughly 40% of their time selling fixed life, long‑term care and other insurance products and receives commissions from those sales, a conflict the brochure discloses. The ADV also discloses a 2012 termination from prior firms for improper signature practices on insurance documents, a disciplinary item the firm reports for prospective clients’ consideration.
Client services
Expertise
Occupation focus
Fee options
$0+: 1.00% annually on all portfolio sizes (except Morningstar Managed Portfolios) Not specified - Not specified: 1.40% to 1.70% annually for assets under Morningstar Managed Portfolios (depending on portfolio strategy)
Commissions received from sales of insurance products; advisory fee not reduced by commissions.
Account minimum: $50,000 (negotiable based on circumstances); $100,000 minimum for accounts utilizing ETFs (also negotiable)
Main office location
Kellam Insurance and Financial Services LLC
Midway UT, United States
Number of offices
1
Most active in
Utah
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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