Kcm

Koga Capital Management LLC provides investment management and comprehensive financial planning services primarily to high‑net‑worth individuals rather than mass‑market retail clients. The firm operates on a fee‑only basis with discretionary management and typically requires a $1,000,000 account minimum; as of December 31, 2025 it reported about $29.8 million in assets across 19 client relationships.

The firm builds client‑specific investment policies and employs a mix of passive and active strategies, using fundamental analysis to select individual securities, mutual funds, and ETFs while incorporating tax considerations and asset allocation targets. KCM generally custodizes accounts at Charles Schwab, offers customizable socially responsible (ESG) portfolios on client request, and includes financial planning services—covering areas such as business planning, estate planning, and employee benefits optimization—at no additional fee if elected.

Noteworthy for a recently formed, solo‑practitioner independent advisory firm is its concentrated, HNW client base and relatively high assets per client, reflecting a focus away from non‑HNW individual accounts. The firm also relies on custodian reporting for performance and holdings reports rather than producing separate written performance reports, does not participate in wrap or performance‑based fee programs, and requires clients to use its recommended custodian.