Kaul Financial Solutions
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$0
Total clients
10
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
10
Average account size
$0
About
Kaul Financial Solutions provides project-based financial planning and tax preparation services to individuals (including high-net-worth clients), sole proprietors, and small businesses. Financial planning engagements are delivered on a one-time, non-discretionary basis and tax returns are prepared by an IRS‑enrolled tax professional under separate engagement agreements.
When making investment recommendations the firm generally favors passive strategies informed by Modern Portfolio Theory, typically recommending diversified mutual funds and ETFs to implement asset allocation. The firm does not manage client assets or accept custody, and it charges hourly or fixed project fees rather than percentage-of-assets (AUM) fees; recommendations are implemented at the client’s direction without ongoing portfolio management unless a new agreement is signed.
The brochure discloses that the firm’s principal also maintains outside roles—serving as a financial wellness advisor for another advisory firm and as a course facilitator at an industry college—which are presented as separate from the firm’s engagements and account for a substantial portion of professional time. The firm also notes the use of client testimonials in its advertising and explicitly states it typically does not provide ongoing account reviews, practices that are less common among independent advisory peers and may affect prospective clients’ expectations about ongoing service and implementation support.
Client services
Financial planning
Tax preparation services
Expertise
General retirement planning
Tax strategies for small businesses
Occupation focus
Self-Employed
Fee options
Tax Preparation Services offered for a fixed fee determined by number and type of forms and schedules; minimum base fee $175
Financial Planning Services offered on an hourly basis, typically $250 per hour
Account minimum: $750 minimum fee (3 hours × $250/hour) per Financial Planning Services project Minimum fee: Minimum fee of three hours per Financial Planning Services project, typically $750 minimum (3 hours × $250/hour) Fee-only: Hourly fees for Financial Planning Services at $250 per hour; Fixed fees for Tax Preparation Services with a minimum base fee of $175 and fees based on forms/schedules required
Main office location
Kaul Financial Solutions
Satellite Beach FL, United States
Number of offices
1
Most active in
Kaul Financial Solutions has reported serving >5 clients in these states in the last 12 months.
Florida
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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