K

Kalinowsky Asset Management

Updated today

Client assets under management

$244,200,000

Clients

81

63% high-net worth

Advisors

2

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

41

Typical

Average account size

$3,014,815

About

Kalinowsky Asset Management (the d/b/a of Pollock Investment Advisory Corporation) serves individuals, high‑net‑worth clients, pension and profit‑sharing plans, trusts, estates, charitable organizations, and small businesses with personalized financial planning and discretionary investment management. The firm operates as a fee‑only adviser and provides portfolio management, written investment policy statements, periodic reporting, and ongoing rebalancing for client accounts.

The firm emphasizes a long‑term, strategic asset allocation approach that uses passively managed index and exchange‑traded funds as the core of client portfolios, with tax‑aware management and low turnover guided by in‑person consultations and formal investment policy statements. Research and reporting support are provided through platforms such as Fidelity WealthCentral and Envestnet, and portfolios are reviewed quarterly or as market conditions dictate.

Noteworthy for a small advisory team, the firm manages roughly $253.8 million in discretionary client assets while operating with two primary advisors, giving it an asset base that is large relative to its advisor count compared with peers. Although the core approach is passive and tax‑focused, the ADV also discloses authority to use a wide range of securities and strategies (including individual stocks, options, and short sales) and the use of standing letters of authorization with custodians—details that are atypical for a small, ETF‑centric advisory practice.

Client services

Financial planning Portfolio management

Expertise

General retirement planning Cash flow / budgeting Tax-loss harvesting Active portfolio management Options & derivatives strategies

Fee options

Percentage

$0 - $1,000,000: 100 basis points (1.00%) annually $1,000,001 - $2,000,000: 80 basis points (0.80%) annually $2,000,001 - $3,000,000: 70 basis points (0.70%) annually $3,000,001 - $4,000,000: 60 basis points (0.60%) annually $5,000,001+: 40 basis points (0.40%) annually

Project-based
Other

Fee-only: Fee-only financial planning and investment management; no commissions accepted.

Most active in

California

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Quick links

Advisors at this firm

user avatar

Mark K

Series 66

San Jose, CA

Kalinowsky Asset Management

Mark Kalinowsky is a financial advisor at Kalinowsky Asset Management in San Jose, CA, holding a Series 66 designation with 15 years of industry experience. He has worked at Pollock Investment Advisory Corp., doing business as KAMcorp, since 2014. Kalinowsky Asset Management provides personalized financial planning and discretionary investment management to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a long-term, strategic asset allocation approach centered on passive index mutual funds and ETFs, offering comprehensive planning services and regular portfolio monitoring.

General retirement planning Cash flow / budgeting Tax-loss harvesting Active portfolio management Options & derivatives strategies
user avatar

Vita P

Series 63, Series 65

San Jose, CA

Kalinowsky Asset Management

Vita Piazza is a financial advisor at Kalinowsky Asset Management with 37 years of industry experience. She holds Series 63 and Series 65 designations and has worked with Pollock Investment Advisory Corporation and M HOLDINGS SECURITIES, Inc. for over 12 and 20 years respectively. Kalinowsky Asset Management provides personalized financial planning and discretionary investment management to individual clients, high-net-worth individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm emphasizes a long-term, strategic asset allocation approach using primarily passive index mutual funds and ETFs, complemented by comprehensive planning and ongoing portfolio monitoring.

General retirement planning Cash flow / budgeting Tax-loss harvesting Active portfolio management Options & derivatives strategies
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