Kaizen Wealth Management, LLC

Kaizen Wealth Management, LLC provides financial planning and consulting to individual and high‑net‑worth clients and functions primarily as an introducer and liaison to third‑party money managers rather than acting as a custodian or directly managing client assets. The firm prepares tailored plans and periodic reviews and coordinates with other professionals (for example, tax preparers and attorneys) engaged directly by the client.

The firm delivers written financial plans within a stated timeframe and charges hourly fees for planning services, while investment management is generally provided by selected third‑party money managers to whom the firm refers clients and for whom it performs ongoing administrative support. Kaizen does not accept discretionary trading authority for client accounts, does not vote proxies on client securities, and relies on TPMs’ investment processes that may include charting, fundamental, technical and cyclical analysis.

Noteworthy features include an affiliation with an insurance business: the firm’s managing member spends the majority of his time in an insurance practice and may offer insurance products to clients, a relationship disclosed as a potential conflict and mitigated by disclosure and fiduciary procedures. The firm itself does not charge percentage‑of‑assets fees or provide direct portfolio management, instead relying on referral and fee‑sharing arrangements with third‑party managers, and the managing member has a disclosed regulatory enforcement history (a 2006 letter of acceptance, waiver and consent relating to a disclosure omission).