Kaizen Wealth Advisors, LLC

Kaizen Wealth Advisors, LLC is an independent registered investment adviser that provides selection of third‑party money managers and holistic financial guidance to individuals, high‑net‑worth individuals, pension and profit‑sharing plans, trusts, and corporate entities; the firm reports a small client base. Persons associated with the firm are licensed insurance agents and may offer insurance products for separate, commission‑based compensation.

Rather than directly managing client portfolios, the firm recommends and monitors third‑party money managers accessed through platforms such as Envestnet and may refer clients to specific managers, generally acting on a non‑discretionary basis with periodic monitoring of manager performance and client accounts. Its investment approach emphasizes long‑term purchases and coordination with other professionals (CPAs, attorneys, property & casualty agents, and bankers), and it offers financial guidance on a fixed or hourly fee schedule, which is often waived for clients who engage recommended managers.

Noteworthy differences from many peers include the firm’s insurance‑sales activity and the potential for fee‑sharing or additional fees tied to certain third‑party manager relationships, which can create conflicts of interest that are disclosed in the brochure. The firm also serves pension and profit‑sharing plan clients — a relatively uncommon client type for independent advisers of this scale — and deliberately delegates portfolio implementation to external managers rather than providing in‑house portfolio management.