Kairos Capital Advisors, LLC

Kairos Capital Advisors provides discretionary investment management to individuals, trusts, estates, charitable organizations, corporations and retirement plan sponsors, advising approximately $33 million for about 25 clients. The firm operates on a fee-only basis and also offers non‑discretionary retirement plan consulting services that include investment policy statement development, monitoring, and QDIA selection assistance.

The investment approach is a top‑down, economic and government policy‑driven dynamic asset allocation process that implements a “model portfolio” across six asset classes (Cash, Commodities, Domestic Equities, Foreign Equities, Fixed Income and Real Estate) primarily through low‑cost index ETFs; allocations are reviewed daily and can be shifted to cash when the adviser deems risk‑adjusted opportunities unattractive. Kairos uses a mix of charting, fundamental, technical and cyclical analysis to inform allocations and manages all client accounts on a discretionary basis.

Distinctive features include a single, experienced investment professional who conducts daily portfolio reviews and manages a relatively concentrated client base with a customary $500,000 account minimum (waivable in some circumstances). The firm maintains a strict no‑commission, no performance‑fee policy, custodies client assets at Schwab Institutional, does not vote client proxies (but will provide voting recommendations on request), and discloses a practice of providing preferential trading treatment to clients while noting most trades are ETF trades.