Kahala Financial Advisors, LLC

Kahala Financial Advisors provides fee-only investment management and financial planning primarily for individual investors, trusts, and estates, and also serves charitable organizations and corporations. The firm reports managing over $200 million across roughly 169 households and offers services for taxable and retirement accounts, including portfolio management and incidental personal financial planning.

Kahala Financial applies a long-term, buy-and-hold investment approach using diversified, low-cost mutual funds and ETFs, and emphasizes regular monitoring and rebalancing with discretionary trading authority. The firm notes use of a contrarian rebalancing method and has approved access to Dimensional Fund Advisors funds, with account reviews at least monthly and quarterly performance reporting.

Noteworthy features in the brochure include the firm’s long tenure (established in 1986), a compact two-advisor structure whose principals hold CFP credentials, and an explicit, long-standing custodial relationship with Charles Schwab. The brochure does not identify high‑net‑worth individuals as a client segment—a less common omission among similar supported firms—and the firm also publishes an internal succession plan for its family-owned practice.