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Kachkovsky & Fisher, Inc.

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Client assets under management

$272,251,947

Clients

439

28% high-net worth

Advisors

3

of 6 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

146

Very High

Average account size

$620,164

About

Kachkovsky & Fisher provides investment management, financial planning, and retirement‑plan consulting to individuals, high‑net‑worth clients, families, trusts, corporations, and employer-sponsored pension and profit‑sharing plans. The firm offers both discretionary and non‑discretionary portfolio management alongside stand‑alone or bundled financial planning, and typically requires a minimum account size while allowing exceptions on a case‑by‑case basis.

The firm’s investment approach emphasizes strategic asset allocation, broadly diversified portfolios using no‑load, low‑cost mutual funds and ETFs, and tax‑aware implementation (including asset location). Kachkovsky & Fisher conducts periodic rebalancing and at least annual reviews with clients, tailors portfolios to individual risk tolerance, liquidity needs and tax situations, and communicates via regular reviews and market commentary.

Compared with peers, Kachkovsky & Fisher is notable for sponsoring a wrap‑fee program — its brochure states that investment management services are offered only through wrapped accounts — and for detailed custody procedures (including standing letters of instruction) that relate to handling third‑party transfers and arrangements associated with managed accounts. The firm is a small, CFP‑led ownership team that also provides ERISA‑related retirement plan consulting, accommodates client investment restrictions and socially responsible investing preferences, and uses Raymond James as its primary custodian and execution partner.

Client services

Financial planning Portfolio management Pension consulting

Expertise

General retirement planning Retirement income strategy Cash flow / budgeting Business succession planning

Occupation focus

Founder/Business Owner Executive

Fee options

Fixed

Fixed fees for financial planning and consulting services, negotiable, not to exceed $10,000

Percentage

$0 - $1,000,000: 1.00% annually $1,000,001 - $2,000,000: 0.75% annually $2,000,001 - $5,000,000: 0.50% annually $5,000,001+: 0.25% annually

Project-based

$250 per hour for stand-alone financial planning and consulting services

Other

Account minimum: $500,000 Fee-only: Hourly fee for financial planning and consulting services: $250 per hour; Fixed fees negotiable up to $10,000

Main office location

Kachkovsky & Fisher, Inc.

3202 Governor Drive, Suite 204

San Diego CA 92122, United States

Number of offices

2

Most active in

Arizona · California · Colorado · Florida · Illinois · Massachusetts · Michigan · Oregon · Texas · Washington · Wisconsin

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Kristian F

CFP®, Series 63, Series 65, Series 66

Phoenix, AZ

Kachkovsky & Fisher, Inc.

Kristian Fisher is a CFP® with 24 years of experience in financial advisory. He has been with Kachkovsky & Fisher, Inc. since 2001 and also has involvement in a real estate business. Kachkovsky & Fisher, Inc. manages approximately $244 million for nearly 400 clients, primarily individual investors including high-net-worth households, as well as businesses, trusts, and retirement plans. The firm employs an asset-allocation approach with diversified portfolios mainly using low-cost mutual funds and ETFs, offering discretionary and non-discretionary investment management, financial planning, and retirement plan consulting.

General retirement planning Retirement income strategy Cash flow / budgeting Business succession planning Founder/Business Owner Executive
user avatar

Jaime B

Series 66

San Diego, CA

Kachkovsky & Fisher, Inc.

Jaime Boyer is a financial advisor at Kachkovsky & Fisher, Inc. with 22 years of industry experience. He holds the Series 66 designation and has previously worked at Raymond James Financial Services Advisory, Inc. and G. Michaelis, Inc. Kachkovsky & Fisher, Inc. manages approximately $244 million for around 394 clients, primarily serving individual investors, high-net-worth households, businesses, trusts, and retirement plans. The firm employs an asset-allocation approach with diversified portfolios using low-cost mutual funds and ETFs, offering both discretionary and non-discretionary investment management along with financial planning and retirement plan consulting.

General retirement planning Retirement income strategy Cash flow / budgeting Business succession planning Founder/Business Owner Executive
user avatar

Garry K

CFP®, Series 63, Series 65, Series 66

Phoenix, AZ

Kachkovsky & Fisher, Inc.

Garry Kachkovsky is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Kachkovsky & Fisher, Inc. in Phoenix, AZ, where he has worked since 2001. He is also involved in managing K & F Real Estate, LLC, a real estate business. Kachkovsky & Fisher, Inc. manages approximately $244 million for nearly 400 clients, including high-net-worth individuals, businesses, trusts, and retirement plans. The firm employs an asset-allocation strategy focused on diversified portfolios using low-cost mutual funds and ETFs, with customized solutions addressing risk tolerance, liquidity, tax circumstances, and client preferences.

General retirement planning Retirement income strategy Cash flow / budgeting Business succession planning Founder/Business Owner Executive
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