K&H Wealth Partners

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Client assets under management

$62,955,604

Clients

38% high-net worth

Advisors

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Low

Average account size

$886,699

About

K&H Wealth Partners is a three-advisor, supported registered investment adviser formed in 2024 that manages roughly $66 million for about 70 clients. The firm provides ongoing portfolio management, financial planning, and pension/retirement plan consulting to individuals, high‑net‑worth clients, and institutional plan sponsors.

The firm creates a written Investment Policy Statement for each client and offers primarily discretionary management using asset allocation, model portfolios, and third‑party managers, with methods of analysis that include modern portfolio theory, fundamental, technical and charting approaches. Strategies range from long‑term investing to short‑term trading (including short sales) and the firm may refer clients to third‑party platforms such as AssetMark while custodial services are provided through Schwab Institutional.

Notably, the firm’s principals are licensed insurance agents and one holds a broker‑dealer registration, so recommendations of insurance or commissionable products are disclosed and documented as potential conflicts of interest. Compared with many peers of similar size, K&H also offers access to a broad set of specialty investments—including private equity, private credit, venture capital, annuities and precious‑metal ETFs—and describes procedures for disclosing and managing third‑party relationships and conflicts in client files.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers

Expertise

Retirement income strategy Annuities Private / alternative investments Wealth management

Fee options

Percentage

$0 - $249,999: 1.30% flat fee $250,000 - $500,000: 1.10% $500,001 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.80% $2,000,001 - $3,000,000: 0.60% $3,000,001 - $5,000,000: 0.40% $5,000,001+: 0.20%

Commissions

Commissionable products sold by some supervised persons as insurance agents or registered representatives

Other

Account minimum: $250,000 Minimum fee: $500 annual minimum household fee for accounts under $250,000 Fee-only: Fixed financial planning fees between $2,500 and $10,000

Main office location

K&H Wealth Partners

666 Dundee Road, Suite 1901

Northbrook IL 60062, United States

Number of offices

Most active in

Illinois · Missouri · Texas

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

224-235-4307

Advisors at this firm

Roger H

CFP®, ChFC®, Series 63, Series 66

Northbrook, IL

K&H Wealth Partners

Roger Hoenes is a CFP® and ChFC® with 22 years of industry experience. He is currently with K&H Wealth Partners and has previously worked at Weaver Capital Management and Provision Advisor Group. Outside of his advisory role, he manages agricultural operations and rental property through private LLCs. K&H Wealth Partners is a supported registered investment adviser serving individuals, high-net-worth clients, and institutional plan sponsors. The firm offers discretionary portfolio management and financial planning, utilizing asset allocation, model portfolios, and third-party managers, with a range of strategies from long-term investing to short-term trading.

Retirement income strategy Annuities Private / alternative investments Wealth management

Keith K

Series 63, Series 66

Northbrook, IL

K&H Wealth Partners

Keith Karchmar is a financial advisor with K&H Wealth Partners, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. His prior roles include positions at Purshe Kaplan Sterling Investments, Kestra Advisory Services, Kestra Investment Services, and TLG Advisors. Outside of his advisory work, he serves on the Board of Directors for Northbrook/Glenview School District 30. K&H Wealth Partners is a supported registered investment adviser managing approximately $66 million for around 70 clients. The firm offers portfolio management, financial planning, and pension consulting to individuals, high-net-worth clients, and institutional plan sponsors, employing a range of investment strategies from long-term investing to short-term trading.

Retirement income strategy Annuities Private / alternative investments Wealth management

Matthew H

CFP®, Series 66

Northbrook, IL

K&H Wealth Partners

Matthew Hoenes is a CFP® with 17 years of industry experience, currently serving as a financial advisor at K&H Wealth Partners since 2024. His prior roles include positions at Kestra Advisory, LPL Financial, and Mass Mutual Life Insurance Company. Outside of his advisory work, he is also involved with Karchmar Insurance and Legacy Planning, providing comprehensive financial planning and insurance services. K&H Wealth Partners is a three-advisor firm managing approximately $66 million for around 70 clients. The firm offers portfolio management, financial planning, and pension/retirement plan consulting for individuals, high-net-worth clients, and institutional sponsors, employing a variety of investment strategies and access to specialty investments.

Retirement income strategy Annuities Private / alternative investments Wealth management

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