K-12 Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$6,035,330
Clients
18
11% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
18
LowAverage account size
$335,296
About
K-12 Planning provides investment management, financial planning, and tax preparation services to individual clients, including both ordinary and high‑net‑worth households. The firm offers discretionary portfolio management along with project‑based and ongoing financial planning engagements.
The firm’s investment process emphasizes asset allocation and the use of both fundamental analysis and Modern Portfolio Theory principles, combining passive funds with selective active positions and monitoring accounts on a regular schedule. Financial plans are delivered in writing and cover areas such as retirement, college savings, cash flow, insurance, estate considerations, and tax‑aware strategies, with implementation and monitoring tailored to each client’s risk tolerance and goals.
Distinctive for a solo independent adviser, the firm conducts educational seminars and speaking engagements for organizations and the public and explicitly offers student‑loan planning as a stand‑alone project service. The firm also bundles tax return preparation into a full‑service offering and its principal operates an affiliated consulting practice that provides financial wellness and student‑loan consultation to school districts and individuals, indicating a specific orientation toward educational clients and employer‑facing presentations.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Tax preparation
Expertise
Student loan debt
College savings (529s, UTMA, etc.)
Business ownership considerations
Retirement income strategy
General estate planning guidance
Occupation focus
Educators, Teachers, and Academics
Fee options
Project-Based Financial Planning: $450 to $3,000 fixed fees; Tax Preparation: $350 plus $100 per additional state or schedule; Educational Seminars: $0 to $2,000 per seminar
$0 - $499,999: 1.00% $500,000 - $999,999: 0.95% $1,000,000 - $1,499,999: 0.90% $1,500,000 - $1,999,999: 0.85% $2,000,000+: Negotiable
$250/hour for Project-Based Financial Planning and Tax Preparation services
Ongoing Financial Planning: $250 to $500 per month fixed fee
Account minimum: $100,000 Fee-only: Investment Management and Financial Planning fees only; no commissions
Main office location
K-12 Planning
Kansas City MO, United States
Number of offices
1
Most active in
K-12 Planning has reported serving >5 clients in these states in the last 12 months.
California · Missouri
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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