Just Futures logo

Just Futures

Updated today

Client assets under management

$3,312,000

Clients

95

0% high-net worth

Advisors

4

of 6 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

24

Very Low

Average account size

$34,863

About

Just Futures serves a mix of nonprofit organizations, foundations, family offices, small- and mid-sized businesses, retirement plans, and individual investors, managing assets on both a discretionary and non‑discretionary basis. The four-advisor firm reports about $46.7 million in assets under management across roughly 95 clients and offers ERISA 3(38) investment management, institutional asset management, retirement account services, and advisory support for community investment fund development.

The firm’s investment approach is explicitly values‑aligned and informed by social justice movements, integrating ESG considerations and a mix of public and private market solutions — including community loans, community equity, community real estate, and “integrated capital” structures — into client portfolios and investment policy statements. Just Futures constructs risk‑based models, conducts quantitative and qualitative fund selection and ongoing monitoring, and for some individual accounts uses adviser‑designed custom portfolios delivered through a third‑party platform while retaining fiduciary oversight.

Compared with many peer team firms, Just Futures is notable for its client mix — it reports no high‑net‑worth individual clients and concentrates on mission‑aligned, non‑HNW and institutional investors. The firm’s governance and mission structure is also atypical: it operates under a public benefit corporate parent with an explicit plan for accountability to social movement groups, and it provides specialized services such as Impact Fund Acceleration and administrative support for community investment vehicles while disclosing platform and referral arrangements to clients.

Client services

Portfolio management Pension consulting Selection of other advisers

Expertise

ESG / Sustainable investing Wealth management Real estate investing Private / alternative investments

Occupation focus

Founder/Business Owner Retired

Demographic focus

Values-based investing

Fee options

Percentage

$0+: Up to 0.70% for ERISA Fiduciary Services (for-profit entities) $0+: Up to 0.30% for ERISA Fiduciary Services (non-profit entities) $0+: Up to 1.50% for asset management not involving ERISA Fiduciary Services (individuals, non-profits, charitable organizations; reduced rates possible) $0 - $2 million: 0.30% maximum fee for Betterment platform clients, with 0.20% paid to Betterment $2 million - $10 million: 0.30% maximum fee for Betterment platform clients, with 0.18% paid to Betterment $10 million - $30 million: 0.30% maximum fee for Betterment platform clients, with 0.16% paid to Betterment $30 million - $100 million: 0.30% maximum fee for Betterment platform clients, with 0.14% paid to Betterment $100 million+: 0.30% maximum fee for Betterment platform clients, with 0.12% paid to Betterment

Project-based

Up to $400 per hour; negotiated based on client and services; hourly fees billed quarterly in arrears or advance

Other

Fee-only: Hourly fees up to $400 per hour may be negotiated instead of asset-based fees; hourly fee shall not exceed 3% of AUM annually

Main office location

Just Futures

95 Third Street, 2 Nd Floor

San Francisco CA 94103, United States

Number of offices

4

Most active in

Arizona · California · Georgia · Louisiana · Maryland · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

George G

Series 65

San Francisco, CA

Just Futures

George Guerrero is a Series 65–licensed financial advisor with nine years of industry experience. He has worked at Just Futures Advisors, LLC since 2023 and previously spent seven years at True Link Financial Advisors LLC. Guerrero serves as CEO of Just Futures PBC, where he assists nonprofit organizations with retirement planning and provides business management and strategic direction. Just Futures serves nonprofit organizations, foundations, family offices, small- and mid-sized businesses, retirement plans, and individual investors, managing about $46.7 million in assets across roughly 95 clients. The firm integrates values-aligned, ESG-informed investment approaches, including community loans and integrated capital structures, focusing on mission-aligned and institutional investors rather than high-net-worth individuals.

ESG / Sustainable investing Wealth management Real estate investing Private / alternative investments Founder/Business Owner Retired Values-based investing
user avatar

Francisco G

Series 65

Philadelphia, PA

Just Futures

Francisco Garcia is a Series 65 licensed advisor at Just Futures with one year of industry experience. His background includes roles at Goldman Sachs, the City of Philadelphia, and political campaigns, as well as entrepreneurial experience running a small distillery. He is also involved in personal investment ventures through Grupo Garcia, LLC and Dressler Ltd. Just Futures serves nonprofit organizations, foundations, family offices, small- and mid-sized businesses, retirement plans, and individual investors, focusing on values-aligned, socially informed investment strategies. The firm integrates ESG factors and community-based investment solutions into client portfolios while providing fiduciary oversight and specialized services such as Impact Fund Acceleration.

ESG / Sustainable investing Wealth management Real estate investing Private / alternative investments Founder/Business Owner Retired Values-based investing
user avatar

Alexander S

Series 65

Woodside, NY

Just Futures

Alexander Saingchin is a financial advisor at Just Futures with a Series 65 designation and two years of industry experience. He has held roles at Just Futures, PBC and the Common Counsel Foundation, and is co-founder and Director of Strategy & Social Change at Flash Friction, LLC, a climbing shoe repair business. He also provides consulting services through Saingchin Strategy & Consulting, a nonprofit consulting firm. Just Futures serves nonprofit organizations, foundations, family offices, small- and mid-sized businesses, retirement plans, and individual investors, managing approximately $46.7 million in assets. The firm focuses on values-aligned investing informed by social justice movements, integrating ESG considerations with a combination of public and private market solutions.

ESG / Sustainable investing Wealth management Real estate investing Private / alternative investments Founder/Business Owner Retired Values-based investing
user avatar

Marika W

Series 65

Washington, DC

Just Futures

Marika Weinstein is a financial advisor at Just Futures with a Series 65 credential and one year of industry experience. She has held roles at Just Futures Advisors, Just Futures PBC, Impact Justice, AGH Strategies, Food Recovery Network, and Mindful Solutions, Inc. Outside of advising, her background includes work in organizations focused on social impact and justice. Just Futures serves nonprofit organizations, foundations, family offices, small- and mid-sized businesses, retirement plans, and individual investors with a values-aligned investment approach that integrates ESG considerations and a mix of public and private market solutions. The firm operates as a public benefit corporation and specializes in mission-aligned, non-high-net-worth, and institutional clients.

ESG / Sustainable investing Wealth management Real estate investing Private / alternative investments Founder/Business Owner Retired Values-based investing
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