Jurick Financial Services

Jurick Financial Services provides investment management, project-based financial planning, and retirement plan participant education to a mix of individual clients, high-net-worth individuals, corporations, and charitable organizations. The firm is state-registered and delivers ongoing portfolio supervision, written financial plans, and educational services for employer-sponsored retirement plans, noting that its retirement services are educational in nature and not provided as a 3(16), 3(21), or 3(38) fiduciary.

The firm’s investment process is grounded in Modern Portfolio Theory and employs active management to implement asset-allocation targets and benchmark-oriented portfolios tailored to each client’s investment policy statement. Accounts are reviewed on a regular schedule (quarterly) and clients receive monthly written reports; clients may impose reasonable investment restrictions and the adviser recommends custodians (including participation in Schwab Advisor Services) for custody and execution.

Jurick reports an unusually high client load for a sole adviser—393 clients with roughly $41 million in assets under management—which is uncommon among independent advisers and implies relatively smaller average account sizes and a high client-to-adviser ratio. The firm’s owner also operates as a licensed insurance agent (spending about 10% of his time in that capacity and receiving customary commissions) and the advisory brochure discloses work with institutional entities and plan participant education, factors potential clients may consider when assessing conflicts of interest and service scope.