J
JTM Wealth Management, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$24,865,507
Total clients
48
29% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
48
Average account size
$518,031
About
JTM Wealth Management, Inc. is an independent, state‑registered, single‑advisor firm that primarily serves individual clients and manages about $24.9 million in discretionary assets. The firm provides ongoing portfolio management and written financial planning and implements investment advice through third‑party custodians; it does not participate in wrap‑fee programs.
The firm follows a long‑term, Modern Portfolio Theory–based approach and manages accounts using diversified, model‑based portfolios aligned with each client’s risk tolerance and objectives rather than creating fully customized holdings for every account. Portfolios are typically managed on a discretionary basis, reviewed at least quarterly, and clients may impose reasonable investment restrictions or choose non‑discretionary arrangements.
A distinctive feature is the firm’s affiliation with an accounting practice: the firm’s principal is a licensed CPA who devotes approximately 49% of his time to tax preparation and accounting services and makes those services available to clients. The principal is also licensed to sell insurance and annuity products (approximately 4% of his time) and receives commissions for those sales; the brochure discloses these potential conflicts and states clients are not required to use the ancillary services.
Client services
Financial planning
Portfolio management
Fee options
$0 - $1,000,000: 1.20% $1,000,001 - $4,000,000: 1.00% $4,000,001 - above: 0.90%
Commissions on insurance and annuity products sold by John Moss in his separate capacity as insurance agent
$120 per hour for financial planning services
Fee-only: Financial planning services at $120 per hour
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Main office location
JTM Wealth Management, Inc.
21 Vets Road
Windham NY 12496, United States
Number of offices
1
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")