Jovan, Ltd.

JoVan, Ltd. provides advisory and consulting services primarily to pooled and institutional clients, including retirement plans, trusts and corporate entities, through retirement plan consulting, trust wealth management programs, asset tracking and co‑advisory wealth management arrangements. The firm typically operates as a co‑advisor rather than the primary portfolio manager, with investment implementation and custody handled by its co‑adviser and third‑party custodians.

JoVan’s role centers on developing investment policy guidance, assisting in the selection and ongoing monitoring of investment options and independent managers, and supporting trustees and plan fiduciaries through both fiduciary and non‑fiduciary engagements under ERISA. It relies on third‑party managers for day‑to‑day discretionary management while providing oversight, performance reporting and related administrative services as part of its wealth and trust programs.

Distinctive aspects of JoVan include its ownership and operational affiliation with a CPA firm and a principal with CPA credentials, a relationship that integrates tax and accounting expertise into its advisory platform. The firm also emphasizes pension consulting and formal selection of other advisers—services that are uncommon among peers—and is compensated by its co‑adviser for initiating and supporting co‑client relationships, while not taking custody or exercising investment discretion itself.