Journey 1 Advisors, LLC

Journey 1 Advisors, LLC provides discretionary and non‑discretionary portfolio management primarily for individual clients, managing roughly $38.8 million across about 35 accounts and generally requiring a $100,000 minimum (waivable at the firm’s discretion). Services include ongoing investment review, tailored asset allocation, reporting, and the ability to recommend third‑party investment managers, with client portfolios built from equities, fixed income, derivatives and insurance contracts.

The firm develops client strategies from an intake of investment objectives, risk tolerance and financial circumstances, reviews allocations at least annually, and may rebalance or trade under granted discretionary authority consistent with client guidelines. Methodologies include both fundamental and technical analysis and can incorporate hedging and derivative techniques—such as protective puts and short sales—with the firm noting possible high turnover, tax consequences, and reliance on model outputs tempered by professional judgment.

A distinctive feature for a solo independent adviser is that certain supervised persons are licensed insurance producers who may, in their individual capacities, recommend and sell insurance products to advisory clients for commissions; the brochure discloses this conflict of interest and states the firm does not supervise those insurance activities when they occur. The firm also does not vote client proxies, generally deducts advisory fees directly from custodian accounts rather than holding custody, and reports a material portion of assets as non‑discretionary (~$10.1M).