Joshua Duvall Financial Planning & Accounting, LLC

Duvall Wealth & Tax Planning provides financial planning, investment management, tax planning and charitable giving services to individuals, married couples, families and small business owners. The firm delivers its services through an ongoing subscription-style engagement that is tailored to each client’s goals and circumstances.

For investment management, the firm generally builds diversified portfolios using low-cost index exchange traded funds, emphasizes long-term buy-and-hold and asset allocation, and uses fundamental analysis as appropriate. Client accounts are managed on a non-discretionary basis through the Betterment for Advisors platform, with clients making final decisions on trade implementation.

The firm is notable among peers for its accounting- and tax-focused offerings: the adviser holds tax preparer and tax-consulting credentials and may prepare and e-file client tax returns for a separate fee. It also departs from common investment-manager practices by serving individual (non‑HNW) clients, operating under a sole-proprietor model with substantial outside income from digital marketing, and using a retainer/subscription fee approach rather than a traditional percentage-of-assets fee while declining discretionary trading authority.