J
Joseph Seep & Associates, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$35,430,899
Clients
90
16% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
90
Very HighAverage account size
$393,677
About
The firm serves individuals as well as partnerships, trusts, estates, charities and corporations, providing portfolio management, financial planning and consulting, and advisory services tied to variable annuity sub‑accounts. It implements fee‑based asset management via traditional AUM programs, hourly or flat‑fee planning, and Direct Asset Under Management agreements with product sponsors.
Investment recommendations are developed from a documented financial profile and are reviewed at least annually, with the firm generally seeking client approval before implementing portfolio changes rather than exercising discretionary trading authority. The firm employs fundamental and technical analysis across a broad set of public and private securities and may recommend direct placements through mutual fund families or insurance carriers when appropriate.
Distinctive aspects include the adviser’s insurance licensing and the occasional offering of life insurance and annuity products, for which commissions are received separately and clients are under no obligation to purchase. The firm also discontinued its broker‑dealer registration effective December 31, 2022, commonly manages accounts on a non‑discretionary basis, and maintains Direct AUM arrangements with certain carriers.
Client services
Financial planning
Portfolio management
Expertise
Wealth management
Private / alternative investments
Annuities
General retirement planning
General estate planning guidance
Fee options
Flat fees for financial planning services from $50 to $5,000 depending on client needs and complexity
$0+: 0.25% to 1.00% depending on size of the account, typically lower fees for larger accounts $50,000+: 0.25% to 1.00% depending on size of the account, typically lower fees for larger accounts
Hourly rates ranging from $125 to $250 per hour
Account minimum: $50,000 or minimum annual fee of $500.00 Minimum fee: Minimum annual fee of $500.00 for Traditional Asset Management Accounts Fee-only: Financial planning flat fees from $50 to $5,000 depending on complexity
Most active in
Joseph Seep & Associates, LLC has reported serving >5 clients in these states in the last 12 months.
Arizona
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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