Wisdom Investments

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Client assets under management

$52,846,381

Clients

141

30% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

High

Average account size

$374,797

About

Wisdom Investments provides discretionary investment management and financial planning to individuals (including high‑net‑worth clients), nonprofit organizations, and retirement plans. It offers tiered planning services ranging from a two‑hour financial review and partial plans focused on specific issues to comprehensive financial plans and an ongoing retainer option for continued advice.

The firm generally follows a long‑term, buy‑and‑hold investment approach informed by Modern Portfolio Theory and the Efficient Market Hypothesis, using a mix of fundamental and technical analysis and periodic manual rebalancing to maintain target allocations. Client engagements include continuous monitoring and structured reviews, with annual, post‑annual, and pre‑annual meetings used to update goals, cash flow, insurance, and investment considerations.

Distinctive operational practices include offering educational seminars or workshops as part of client outreach and support, an uncommon service among peers of this size. Wisdom Investments also discloses the use of AI‑enabled tools for meeting transcription, CRM automation, and drafting client communications (with human review), maintains explicit SMS/privacy procedures, and participates in the SmartVestor referral network, features that differentiate its service model among similarly sized advisory firms.

Client services

Financial planning Portfolio management Educational seminars or workshops

Expertise

Cash flow / budgeting Debt management Income planning General retirement planning

Fee options

Fixed

Financial Review: $500; Partial Financial Plan varies, based on $250/hr approx. 6 hours; Comprehensive Financial Plan: $4,000

Percentage

$0.00 - $250,000: 1.5% $250,001 - $500,000: 1.0% $500,001 - $1,000,000: 0.75% $1,000,001 - $3,000,000: 0.65% $3,000,001 - $5,000,000: 0.55% Over $5 million+: Negotiable

Project-based

$250 per hour for financial planning services

Subscriptions

Comprehensive Financial Plan Retainer: 50% of plan cost, billed quarterly

Other

Minimum fee: Minimum quarterly fee of $375 Fee-only: Investment management fees only, no commissions

Main office location

Wisdom Investments

2000 Center Dr., Suite East D219

Hoffman Estates IL 60192, United States

Number of offices

Most active in

Illinois

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Website 224-735-7185

Advisors at this firm

Jose C

CFP®, Series 63, Series 65

Hoffman Estates, IL

Wisdom Investments

Jose Cuevas is a CFP® professional with 17 years of experience in the financial industry. He has been with Wisdom Investments Inc. since 2016 and also worked at High Five Financial, LLC from 2016 to 2018. He holds Series 63 and Series 65 licenses. Wisdom Investments serves individual and high-net-worth clients, nonprofit organizations, and retirement plans by providing discretionary investment management alongside financial planning and consulting. The firm employs a strategic buy-and-hold investment approach informed by the Efficient Market Hypothesis and Modern Portfolio Theory, incorporating fundamental and technical analysis to tailor diversified portfolios aligned with client objectives and risk tolerance.

Cash flow / budgeting Debt management Income planning General retirement planning

Scott N

Series 65

Hoffman Estates, IL

Wisdom Investments

Scott Neubauer is a financial advisor at Jose Cuevas Inc. DBA Wisdom Investments Inc. with one year of industry experience. He holds a Series 65 designation and has prior work history including roles at Solace Hospice & Palliative Care and Watershed Ministries. Wisdom Investments serves individual and high-net-worth clients, non-profit organizations, and retirement plans by providing discretionary investment management alongside financial planning and consulting. The firm employs a strategic buy-and-hold investment approach informed by the Efficient Market Hypothesis and Modern Portfolio Theory, incorporating fundamental and technical analysis to tailor diversified portfolios consistent with client objectives and risk tolerance.

Cash flow / budgeting Debt management Income planning General retirement planning

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