Jones Kertz & Associates, Inc.

Jones Kertz & Associates, Inc. is a registered investment adviser that provides discretionary and non‑discretionary portfolio management and related wealth planning for individuals (including high‑net‑worth clients), business owners, trusts, retirement accounts and select institutional clients; the firm manages roughly $239 million for about 44 client relationships. Custody and trade execution for managed accounts are provided through Fidelity affiliates as part of the firm’s managed account services.

The firm conducts in‑house investment selection using a bottom‑up fundamental research process supplemented by technical analysis, with portfolios primarily allocated to individual stocks alongside bonds and mutual funds to achieve diversified asset‑allocation targets. Portfolios are monitored continuously, rebalanced as needed, and clients receive quarterly performance and appraisal reports; long‑term holdings are typical while selective shorter‑term trading may occur based on market conditions.

Notable among peers, the firm operates its own wrap fee program through Fidelity — an arrangement relatively uncommon for team firms — and does not rely on third‑party managers, keeping portfolio management fully internal. The firm’s long operating history, a relatively high account minimum (typically $500,000, waivable), and a small client roster relative to assets under management reflect a concentrated advisory structure focused on a limited number of relationships.