Johnson Lyman Wealth Advisors

Johnson Lyman Wealth Advisors serves individuals, trusts, estates, pension and profit‑sharing plans, charitable organizations, and small businesses, providing fee‑only financial planning, discretionary and non‑discretionary investment management, and project‑based planning engagements. The firm manages roughly $202 million across about 55 client relationships and operates with a two‑advisor team.

The firm’s investment approach centers on strategic asset allocation implemented primarily with mutual funds and ETFs for globally diversified, long‑term portfolios, while employing tax‑aware techniques such as tax‑loss harvesting and short‑term replacement trades when appropriate. It also advises on held‑away employer‑sponsored accounts using Envestnet Tamarac’s ByAllAccounts platform and offers ERISA 3(21)/3(38) retirement plan services including investment selection, monitoring, and participant education.

Distinctive operational features include a strict fee‑only policy with no commission‑based product sales, an explicit practice of not voting client proxies, and a documented succession agreement with another similar advisor to address continuity. Advisors are expected to hold the CFP® certification, and the firm’s combination of a small client base and relatively large assets under management results in a concentrated advisor‑to‑client ratio uncommon among peers.