John A.. Poole - Financial Advisor

The firm is a solo independent advisory practice that provides personalized financial planning and investment management to individuals, pension and profit‑sharing plans, trusts, estates, charitable organizations and small businesses. The brochure lists a broad set of planning services — including cash flow, tax planning, insurance review, education funding, retirement and estate planning — and reports managing approximately $14 million for about 57 clients as of March 1, 2023.

The firm documents client objectives with individualized investment policy statements and typically implements portfolios using no‑load or low‑load mutual funds and exchange‑traded funds, usually through discount brokers. The brochure notes that client assets have generally been managed on a nondiscretionary basis while the advisor retains the ability to operate under discretionary authority and places trades under a limited power of attorney when authorized.

A distinctive feature disclosed in the brochure is that the principal maintains other business activities as a tax preparer and a licensed insurance agent, an arrangement that is less common among independent, solo advisors. The firm also emphasizes written initial evaluations and periodic reviews, offers limited‑scope hourly planning engagements, and states that it operates as a fee‑oriented practice that does not act as custodian of client assets.