Jim Roberts Investment Advisors LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$37,925,422
This total excludes 6 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
144
14% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
144
Average account size
$263,371
About
Jim Roberts Investment Advisors LLC provides investment management, financial planning, and consulting to individuals, businesses, trusts and estates, retirement plan sponsors and participants, and foundations, endowments, and other charitable organizations. Its services include individually managed accounts (nondiscretionary by default, discretionary available if agreed), the firm’s customized JRRIA Select portfolios, and introductions to third‑party/wrap programs administered through First Clearing/Wells Fargo.
The firm constructs portfolios using a mix of fundamental and technical analysis, asset allocation software supplied by First Clearing, and periodic rebalancing to target blended risk/return profiles; representatives ordinarily make recommendations for client approval but may be granted discretionary authority when documented. It also acts as the primary client contact and monitor for Third Party Managers in Wells Fargo programs (FundSource, Masters, Private Advisor Network, Diversified Managed Allocations) and relies on custodial account statements for reporting and fee calculations.
Distinctive features disclosed in the brochure include ongoing broker‑dealer and insurance relationships: the principal and some staff are registered representatives of Centennial Securities and hold insurance licenses, and the firm discloses receipt of commissions and 12b‑1 fees and may reduce advisory fees to offset those payments. The firm also provides pension consulting and defined contribution plan advisory and participant education, and serves corporate and charitable institutional clients—client types and industry affiliations that are less common among independent advisers of its size.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Expertise
Wealth management
College savings (529s, UTMA, etc.)
Occupation focus
Retired
Founder/Business Owner
Fee options
Standard fixed project fee for comprehensive financial planning is $2,000, negotiable based on scope and complexity
$0 - $250,000: 0.75% - 2.75% $250,001 - $1,000,000: 0.60% - 2.35% $1,000,001+: 0.40% - 1.90%
Hourly fees range from $100 to $300 for professional staff and $50 to $100 for administrative staff; standard hourly fees vary by experience level $100 - $300
Account minimum: $50,000 Fee-only: Financial planning and consulting fees charged hourly ($100 - $300/hour) or fixed project fee (standard $2,000)
Main office location
Jim Roberts Investment Advisors LLC
515 Ship St., Suite 211
St. Joseph MI 49085, United States
Number of offices
1
Most active in
Jim Roberts Investment Advisors LLC has reported serving >5 clients in these states in the last 12 months.
Michigan
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
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