Jennings Investment Group, Inc.

The firm provides investment advisory and supervisory services to individuals as well as retirement plans, trusts, estates, charitable organizations and corporations. It primarily offers allocation advice across mutual funds, stocks, bonds and options and provides portfolio management and implementation support for client accounts.

The firm employs a tactical asset allocation framework that combines fundamental, quantitative and economic analysis with proprietary indicators to identify market leadership and adjust allocations; this process can involve short‑term trading and the use of options. The firm manages most client assets on a non‑discretionary basis (reporting $9.6 million in non‑discretionary client assets as of March 2026) and does not have full trading discretion, screening accounts daily for allocation differences and coordinating trades with clients and custodians.

Noteworthy distinctions include the explicit incorporation of market‑timing signals within its tactical approach and the provision of portfolio management to institutional‑type clients (401(k), pension and profit‑sharing plans and corporate accounts), features that are less common among independent peers. The firm also recommends a discount broker execution model (including an approved product list with Interactive Brokers) and employs trade aggregation practices tied to a lead custodian, which can affect how block trades and execution are handled.