Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$208,401,036
Total clients
620
26% high-net worth
Total advisors
5
of 8 employees
Firm size
Team
4-10 advisors or $500M+ in AUM
Average clients per advisor
124
Average account size
$336,131
Jennings & Associates Financial Advisors, LLC is an SEC‑registered advisory team of five professionals managing roughly $208 million for about 620 clients, primarily individuals and high‑net‑worth households as well as trusts, estates, and charitable organizations. The firm offers discretionary portfolio management, comprehensive financial planning, retirement plan consulting and participant advisory services, and outsourced CFO services.
Investment decisions are guided by a proprietary “GPS Method” that seeks to clarify client income goals and shape asset allocation across objectives from income with capital preservation to aggressive growth. Jennings & Associates combines fundamental, technical, and tactical analysis, implements portfolios on an LPL Financial custodial platform (including Strategic Wealth Management), uses an order management system for held‑away retirement accounts, and discloses use of AI tools for meeting notes and project frameworks.
Noteworthy distinctions include acting as sponsor and portfolio manager of its own wrap fee program and paying transaction charges on client trades—an uncommon arrangement for team firms that the brochure identifies as creating potential conflicts of interest (such as share‑class selection). The firm also documents both ERISA 3(21) and 3(38) retirement‑plan fiduciary capabilities, discretionary plan‑participant management, and access to alternative investments (structured notes, REITs, and direct real estate opportunities), services that are less typical for firms of similar size.
Financial planning flat fees generally range from $1,000 to $30,000 depending on complexity
Up to 2.5% annually, paid quarterly in advance
Investment advisor representatives may receive commissions in their individual capacity as registered representatives for selling securities and insurance products; commissions are separate from advisory fees
Hourly consulting fees generally range $100 - $500 per hour
Account minimum: $250,000 encouraged (no required minimum) Fee-only: Financial planning hourly fees up to $500/hour; flat fees generally $1,000 to $30,000 depending on scope; hourly consulting services $100 - $500 per hour
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Jennings & Associates Financial Advisors, LLC
1920 Broadway Street
Paducah KY 42001, United States
Number of offices
1
Series 66
Paducah, KY
Jennings & Associates Financial Advisors, LLC
Series 66
Paducah, KY
Jennings & Associates Financial Advisors, LLC
Series 63, Series 65
Paducah, KY
Jennings & Associates Financial Advisors, LLC
Series 63, Series 66
Paducah, KY
Jennings & Associates Financial Advisors, LLC
Series 65
Paducah, KY
Jennings & Associates Financial Advisors, LLC
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