Jeff Elliott, CFP®

Legacy Financial Planning LLC serves individual and institutional clients, including high‑net‑worth households, businesses, and nonprofit organizations, managing about $22.37 million across roughly 47 client relationships. The firm provides fee‑only, discretionary investment management and comprehensive financial planning, with planning services included for clients who maintain ongoing AUM engagements.

The firm’s investment approach follows CFP Board practice standards and emphasizes customized, diversified portfolios built primarily with no‑load mutual funds and ETFs and an intermediate‑to‑long‑term time horizon. It applies both fundamental and technical analysis, generally avoids leveraged and alternative products, and implements recommendations on a discretionary basis while offering limited, hourly non‑discretionary planning engagements for clients not under management.

Distinctive operational features include a stated $400,000 minimum investable household asset threshold (waivable), a one‑time onboarding fee, and a tiered blended AUM schedule that carries a $1,000 minimum quarterly advisory charge—terms that can produce higher effective minimums than many solo independent advisers. The firm operates as a single‑advisor, fee‑only fiduciary with custody relationships supported through Altruist and (recently added) Schwab, does not offer wrap or performance‑based fee arrangements, and limits outside compensation.