JD Haggar Financial

JD Haggar Financial is a single-advisor independent registered investment adviser that offers tailored portfolio management and standalone financial planning to individuals, high‑net‑worth clients, trusts, estates, and charitable organizations. Services include ongoing portfolio management using mutual funds, ETFs, individual securities and the use of Independent Managers, plus ad‑hoc financial consulting and written financial plans delivered in person or electronically.

The firm constructs diversified asset allocations informed by fundamental and technical analysis and third‑party research, and it implements solutions through custodial platforms such as Schwab and SEI, including SEI’s Managed Accounts and GoalLink programs. While the adviser can accept discretionary authority, much of the engagement model emphasizes advisory, non‑discretionary recommendations and client decision‑making for Held‑Away accounts and financial planning advice.

Notable distinctions include the firm’s very small, solo practice scale and a client mix that does not appear to include lower‑net‑worth retail individuals, with a larger share of advisory activity handled on a non‑discretionary basis — both atypical for independent RIAs. The firm also disclosed a trust‑related court judgment and a resulting licensing order that imposed a $10,000 surety bond, a third‑party compliance review of billing processes, and restrictions on acting as trustee or using standing letters of authorization.