Java Wealth Planning

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Client assets under management

$20,418,333

Clients

26% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Very Low

Average account size

$658,656

About

Java Wealth Planning serves individual and high‑net‑worth clients with comprehensive financial planning and discretionary portfolio management. The firm’s services range from full ongoing planning and investment management to shorter, focused engagements (MVP) and an education‑focused “Pair Programming” option, and it facilitates personal tax return preparation through an independent third‑party accountant.

For investment management JWP primarily implements passive, model portfolios built from index mutual funds and ETFs (notably funds from Vanguard and BlackRock), constructs client‑specific Investment Policy Statements, and manages accounts on a discretionary basis with periodic rebalancing. The firm uses a digital custodial platform and emphasizes low‑cost, tax‑aware implementation of its asset allocation models.

Distinctive features noted in the brochure include a fee model based on fixed and tiered flat‑dollar engagements rather than a percentage‑of‑assets approach, and a practice of offering public educational seminars and speaking engagements. The firm also references third‑party ratings in its public materials and is led by a CFP®‑credentialed adviser with a technology background, which the brochure links to the firm’s digital integrations and service delivery.

Client services

Financial planning Portfolio management Pension consulting Educational seminars or workshops

Recommends or refers 3rd party tax prep services

Expertise

General retirement planning Cash flow / budgeting Debt management College savings (529s, UTMA, etc.) General estate planning guidance

Fee options

Fixed

Pair Programming service fixed fee ranges from $4,800 to $8,000; MVP service fixed fee ranges from $1,800 to $4,800

Percentage

$0 - $2,000,000: $9,000/year (fixed annual fee) $2,000,001 - $4,000,000: $15,000/year (fixed annual fee) $4,000,001+: Custom quote, negotiated fee

Other

Minimum fee: Initiation fee ranges from $1,800 to $4,000 due at start of engagement Fee-only: Fixed fees for financial planning and portfolio management services as noted in fee tiers; Pair Programming fixed fee $4,800-$8,000; MVP fixed fee $1,800-$4,800

Main office location

Java Wealth Planning

Lees Summit MO, United States

Number of offices

Most active in

California · Missouri · New York · Texas

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

LinkedIn Facebook X Instagram YouTube Website (816) 656-3210

Advisors at this firm

Christopher L

Series 65

Lee's Summit, MO

Java Wealth Planning

Christopher Lea is a financial advisor at Java Wealth Planning with one year of industry experience. He holds a Series 65 designation and has previously worked at Vallenwood Financial Services LLC. Outside of finance, he is involved in martial arts instruction through New Star Martial Arts LLC and serves as Worship Arts Director and Executive Director of Finance at Lakeland Community Church. Java Wealth Planning serves individual and high-net-worth clients with comprehensive financial planning and discretionary portfolio management. The firm employs a passive, model-portfolio approach using Vanguard and BlackRock funds and emphasizes fixed fee structures alongside educational seminars and client teaching engagements.

General retirement planning Cash flow / budgeting Debt management College savings (529s, UTMA, etc.) General estate planning guidance

Mike Z

CFP®

Lees Summit, MO

Java Wealth Planning

Do you have stock options at a private company & want to be prepared for a potential IPO/liquidity event? Or do you have RSUs & an ESPP at a public company and need help with cash flow & tax planning? Buying a home? Taking care of kids as well as aging parents? These decisions can be heavy, and your time, energy & talents are extremely valuable. Let's collaborate and free you up to focus on what you really care about. A little about me: I am a former software engineer, a die-hard Liverpool soccer fan, and a Peacemaker on the Enneagram. I am married to my wife, Sarah, who works in special education. We have two kids, Anna and Sam. After 20 years in tech, I decided to walk away from the corporate life to follow my passion. I established Java Wealth Planning to be THE source for helping tech professionals (& those who love them) navigate their financial lives.

Equity Recipients (RS/RSU, SOP, ESPP) Cash flow / budgeting Technology Professional Gen X (Born 1965-1980)

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