Jasi Financial, Inc.

The firm advises individual and high-net-worth clients as well as small businesses, providing ongoing portfolio management, financial planning, and services for employer-sponsored retirement plans, including participant investment advice and plan maintenance. It also offers pension consulting and ERISA 3(21)-type services to plan sponsors, in addition to the more common advisory offerings for individuals.

The investment approach emphasizes a long-term, buy-and-hold strategy grounded in modern portfolio theory and diversified allocations built primarily with passively managed, low-cost mutual funds and ETFs. Advisory relationships are tailored through questionnaires and model portfolios, and the firm accepts both discretionary and non-discretionary arrangements for retirement plan participants.

Distinctive features include an affiliation with a non-investment CPA firm that creates potential referral and conflict-of-interest considerations, and a formal pension consulting practice and mandatory plan maintenance service for sponsored plans—services that are less common among peers. The firm operates at a boutique scale (roughly two dozen clients and about $5.1 million in assets under management), requires use of a specific custodian for account execution, and does not participate in wrap-fee programs.