Janis Financial, LLC logo

Janis Financial, LLC

Updated today

Client assets under management

$26,882,864

Clients

93

4% high-net worth

Advisors

1

of 1 employees

Firm type

Independent

1 advisor

Clients per advisor

93

Very High

Average account size

$289,063

About

Janis Financial provides personalized financial planning and ongoing investment management to individuals as well as pension and profit‑sharing plans, trusts, estates, charitable organizations and small businesses. The firm operates on a fee‑only basis for advisory services but discloses that its advisors are also licensed to sell life and health insurance and may, on a separate basis, offer commissionable insurance products.

The firm employs a core‑and‑satellite investment approach that uses passive index and ETF positions as the core and actively managed funds or selected individual equities as satellites, with an emphasis on large‑cap exposure and portfolios that may concentrate in roughly 10–20 equity positions. Fixed‑income allocations emphasize investment‑grade bonds with moderate maturities, and accounts are generally managed on a non‑discretionary basis with trades executed under a limited power of attorney after client approval.

Notable features include access to initial public offerings, project‑based comprehensive financial planning with separate implementation and hourly follow‑up options, and routine delivery of investment policy statements and quarterly billing in arrears. The firm reports managing roughly $23.6 million for about 78 clients, relies on third‑party custodians rather than acting as custodian itself, and discloses potential conflicts tied to separate insurance commissions.

Client services

Financial planning Portfolio management

Expertise

General retirement planning Tax strategies for small businesses College savings (529s, UTMA, etc.)

Occupation focus

Founder/Business Owner Retired

Fee options

Fixed

Financial plan fees start at a minimum of $2,000, negotiable; up to $500 collected in advance.

Percentage

$0 - $5,000,000: 1.00% $5,000,001 - $10,000,000: 0.75% $10,000,001 - $15,000,000: 0.50% $15,000,001+: 0.25%

Commissions

Commissions received only from insurance product sales on a separate basis, not for investment advisory services.

Project-based

Financial planning follow-on implementation billed at $275 per hour.

Other

Account minimum: $100,000 Minimum fee: Minimum annual fee is $1,000 and is negotiable. Fee-only: Fee-only financial planning and investment management; no commissions on securities.

Main office location

Janis Financial, LLC

Oxnard CA, United States

Number of offices

2

Most active in

California · Washington

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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