J
Jane C. Kelley
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Clients per advisor
0
Average account size
—
About
The firm provides financial planning and consulting services to individuals, small‑business owners and heirs, covering cash management, tax, retirement, education funding and estate planning. These services are delivered on a consultation basis and billed hourly rather than through ongoing, percentage‑of‑assets management arrangements.
Advice is non‑discretionary and framed as long‑term planning, with mutual funds commonly recommended and an initial focus on short‑term cash needs, insurance and tax considerations. When clients choose to implement investment product recommendations, transactions are processed through an affiliated broker‑dealer (Osaic Wealth), and the firm acts as a registered representative, receiving separate commission compensation for those securities sales.
What is distinctive for a firm in this category is the combination of an affiliation with a broker‑dealer and the principal’s registered‑representative status, which creates potential conflicts of interest when commissionable products are recommended. The practice is a solo, non‑custodial advisor that does not accept discretionary authority, and it emphasizes hourly, consultative engagements backed by a long professional history and advanced finance and taxation credentials.
Client services
Financial planning
Expertise
General retirement planning
General tax planning
Fee options
Compensation through commissions on investment products purchased via Osaic Wealth, including service fees (12b-1 fees).
Hourly financial planning fees ranging from $115/hr to $150/hr.
Main office location
Jane C. Kelley
Aptos CA, United States
Number of offices
1
Most active in
Jane C. Kelley has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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