James Heavey Wealth Advisors, LLC

The firm provides discretionary and non-discretionary portfolio management as well as financial planning and consulting to individuals (including high net worth clients), charitable organizations, corporations or other businesses, and pension or profit‑sharing plans. It advises on equities, corporate debt, mutual funds, ETFs, money market funds, and REITs, and may recommend third‑party money managers or model portfolios for implementation.

The firm gathers clients’ investment objectives and risk tolerance to develop tailored strategies, monitors portfolios on an ongoing basis, and provides complimentary financial planning to clients who engage its portfolio management services. Rather than performing quantitative or qualitative analysis of individual securities in‑house, it typically allocates among asset classes and relies on model portfolios and third‑party money managers whose performance it monitors and may replace as needed.

Noteworthy distinctions disclosed in the brochure include the firm’s work with charitable organizations and employer retirement plans—client types that are less common among peers—and that a principal is separately licensed to sell insurance products and earns commission‑based compensation for those sales, a potential conflict of interest disclosed by the firm. The brochure also discloses that the firm may receive compensation from recommended third‑party money managers and share in TPMM advisory fees, which the firm identifies as a factor clients should consider when evaluating recommendations.