J
James C Wangerin, CPA/PFS
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$5,153,061
Clients
61
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
61
HighAverage account size
$84,476
About
The firm provides fee-based portfolio management services to individuals, small businesses and non-profits, delivering advice and account management through custodians including Betterment for Advisors and Interactive Brokers. It begins client relationships with a free initial consultation and uses electronic onboarding and client agreement automation via Betterment and Interactive Brokers.
Investment management may be exercised on either a discretionary or non-discretionary basis: Betterment accounts are managed discretionary while many Interactive Brokers accounts are managed non-discretionarily, and the firm monitors accounts non-periodically with option expirations or significant market moves triggering reviews. Portfolios may include ETFs, mutual funds, stocks, bonds and stock options, and the adviser permits clients to impose investment restrictions.
Distinctive features noted in the brochure include an affiliation with an operating CPA firm and an insurance company under common control, and the adviser may offer accounting and insurance-related services or referrals to CPA clients. The firm also uses derivatives (stock options) in client accounts and may direct clients to third-party advisers for which it can receive a fee share; these arrangements and related conflicts are disclosed in its brochure.
Client services
Portfolio management
Selection of other advisers
Expertise
Options & derivatives strategies
Fee options
$0 - $199,999: 1% per annum $200,000+: 0.25% per annum $0 - $4,999,999: 0.50% per annum (Advisor’s Fee) + 0.25% per annum (Betterment’s Fee) = 0.75% Total Fee $5,000,000 - $14,999,999: 0.50% per annum (Advisor’s Fee) + 0.20% per annum (Betterment’s Fee) = 0.70% Total Fee $15,000,000 - $24,999,999: 0.50% per annum (Advisor’s Fee) + 0.15% per annum (Betterment’s Fee) = 0.65% Total Fee $25,000,000+: 0.50% per annum (Advisor’s Fee) + 0.12% per annum (Betterment’s Fee) = 0.62% Total Fee
Fee-only: Management fees charged based on percentage of assets under management; no commissions accepted.
Main office location
James C Wangerin, CPA/PFS
413 Main Street
Deer Lodge MT 59722, United States
Number of offices
1
Most active in
James C Wangerin, CPA/PFS has reported serving >5 clients in these states in the last 12 months.
Montana
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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