J.W. Jarvis Investment Advisors

The firm provides tailored investment advisory and ongoing portfolio management to individuals and families, focusing on non‑high‑net‑worth clients rather than wealthy or institutional accounts. Services center on direct securities (equities, ETFs, corporate and municipal bonds, treasuries) and limited options strategies; the firm does not offer traditional mutual funds, foreign securities, or crypto‑related products.

Its investment process emphasizes fundamental and sector analysis, using an asset allocation model that separates “core” holdings intended for long term retention from “non‑core” sector‑rotation positions, with risk management incorporated into client plans. The adviser conducts regular account reviews (quarterly and weekly during volatile markets) and now operates with full discretionary trading authority to implement the plan without prior client approval when needed.

Distinctive features include a formal custodial relationship and preferred brokerage arrangement with Schwab for client accounts and trading, and a stated policy that clients using other brokers may face higher advisory costs to cover additional administration. The firm has removed account minimums, limits options activity to covered and cash‑covered strategies plus purchases and sales of calls and puts, and has refocused away from charitable foundations and high‑net‑worth mandates; leadership combines long industry experience with a non‑financial academic and corporate background.