J.K. Financial, Inc.

J.K. Financial, Inc. provides wealth management, discretionary investment management, and financial planning to individuals, high‑net‑worth clients, trusts, estates, businesses, and charitable organizations. The firm reports approximately $195.8 million in discretionary assets under management across about 133 client relationships and implements portfolios using mutual funds, ETFs, individual stocks, bonds and, when appropriate, options.

The firm employs both fundamental and technical analysis and generally follows a long‑term investment approach while permitting shorter‑term trades for rebalancing or client cash needs; portfolio construction is tailored to each client’s goals, risk tolerance and financial situation. J.K. Financial emphasizes continuous personal contact, offers standalone or integrated financial planning, and acts as a fiduciary when advising on retirement account rollovers or distributions.

Several features distinguish the firm from many peers: the brochure explicitly notes the use of options contracts in client accounts, reflecting a willingness to use derivatives in separately managed accounts that is uncommon among similar advisers. J.K. Financial also maintains a small advisory team and an institutional relationship with Schwab that provides technology and operational support, typically requires a $1 million relationship size (waivable), and directs prospective clients to its public website and SEC profile while advertising third‑party ratings in its public materials.