J. Freeman & Associates
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$141,000,000
This total excludes 20 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
345
13% high-net worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
345
Very HighAverage account size
$408,696
About
JFA Advisors, LLC (doing business as J. Freeman & Associates) serves individuals, small businesses, trusts, estates and high‑net‑worth clients, offering discretionary asset management, financial planning, and retirement plan services. The firm also provides ERISA plan services — including acting as a 3(38) investment manager for 401(k), 403(b), pension, profit‑sharing, cash balance and deferred compensation plans — and may appoint sub‑advisors for client accounts.
The firm documents client objectives and builds customized asset allocations using fundamental and technical analysis, monitoring portfolios with at least annual reviews and more frequently as market conditions dictate. JFA’s stated investment toolbox includes options, margin and other leveraged techniques, and it executes discretionary trades on behalf of clients when authorized.
Notable distinctions in the brochure include broker‑dealer activity and dual registration of its supervised person (a registered representative at DFPG Investments) and a long‑standing affiliation as an insurance agent (J. Freeman & Associates, Inc.), with disclosure that representatives may receive commissions for insurance or brokerage products. The firm manages roughly $175 million through a single advisory professional across about 345 client relationships—an unusually high client count per advisor—and discloses practices such as fee deductions by custodians and the use of margin or leverage in managed accounts.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Expertise
Wealth management
Retirement plans for business owners (SEP, solo 401k)
Tax-loss harvesting
Cash flow / budgeting
Occupation focus
Founder/Business Owner
Executive
Fee options
Fixed fees for financial planning and consulting generally not to exceed $150,000; fees billed in advance and may be one-time or ongoing.
2.00% annually for asset management
Account minimum: $500,000
Main office location
J. Freeman & Associates
8 Pelham Road
Greenville SC 29615, United States
Number of offices
1
Most active in
J. Freeman & Associates has reported serving >5 clients in these states in the last 12 months.
South Carolina · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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