IWC Financial Planning

John Lackey is a CFP® professional with 25 years of experience, currently affiliated with LPL Financial. His career includes roles at Summit Financial Group, VSR Advisory Services, and operating Lackey Financial Management since 2006. Outside of his advisory work, he is involved in several business ventures including ownership of property and casualty insurance and management of agricultural and commercial enterprises. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of financial planning and investment solutions supported by an in-house research team and a broad network of investment adviser representatives.

Albert Lopez is a CFP®-certified financial advisor with 27 years of industry experience. He is affiliated with LPL Financial and also operates IWC Financial Planning, an independent investment advisory firm. Lopez has held leadership roles in various business activities, including managing an insurance agency and providing financial planning services through his own firm. LPL Financial serves a diverse client base, offering advisory and brokerage services through a large network of investment adviser representatives. The firm provides a range of investment solutions, including financial planning, model-portfolio programs, and third-party asset management, supported by an in-house research team and a broad platform of advisory and non-advisory products.

Erin Kunz is a financial advisor at IWC Financial Planning with 10 years of industry experience. She holds Series 63, 65, and 66 licenses and has worked at LPL Financial since 2019 while also operating as a self-employed advisor since 2015. Outside of advising, Kunz owns Breakthrough Bookkeeping, a bookkeeping business based in Tracy City, Tennessee. IWC Financial Planning provides comprehensive financial planning and participant consulting for individuals, trusts, businesses, endowments, and nonprofit organizations. The firm emphasizes broad diversification and low-cost, passive investment strategies, offering planning services without continuous discretionary asset management and providing insurance solutions through licensed personnel.