Ivory Wealth Management Inc.

Ivory Wealth Management provides ongoing portfolio management and pension consulting to individuals, high‑net‑worth individuals, and pension/profit‑sharing plans, advising on mutual funds, fixed income, equities, ETFs (including precious‑metals ETFs), non‑U.S. securities, private placements and insurance products such as annuities. The firm frames its services under a fiduciary standard and documents each client’s objectives and risk tolerance in an Investment Policy Statement; it does not hold client funds or securities.

The adviser delivers primarily non‑discretionary portfolio management, billing asset‑based fees in advance and requiring client authorization for trades while retaining authority to select the broker‑dealer used for execution. Its investment process employs multiple methods of analysis (fundamental, technical, quantitative, charting and modern portfolio theory) and may use higher‑risk strategies including short sales, margin transactions and options.

Compared with many independent peers, the brochure highlights a combination of features that is less common: a sizable amount of assets reported as non‑discretionary (all $8,749,960), an explicit role in selling or advising on insurance/annuity products, and a stated pension‑consulting practice for plans. The firm also names preferred custodians (ETRADE and Scottrade), and discloses practices such as accepting soft‑dollar benefits and the possibility of principal or personal trading, which it says are documented and governed by internal policies.