ISC Financial Advisors

ISC Financial Advisors (doing business as Murray Financial Group) provides investment management, retirement-plan design and administration, and financial planning to individuals (including high-net-worth clients) and institutional clients such as corporate and Taft‑Hartley plans. The firm manages about $1.35 billion in client assets across discretionary and non‑discretionary mandates and, like most team firms, charges percentage‑of‑AUM advisory fees and delivers ongoing portfolio supervision.

The firm typically constructs client portfolios using mutual funds and equities, emphasizes fundamental analysis, a long‑term perspective, and dollar‑cost averaging, and employs both strategic and tactical asset‑allocation techniques. ISC Financial Advisors also manages retirement plan participant (e.g., 401(k)) accounts via a third‑party aggregation/trading platform (Pontera), which requires clients to grant platform access to their participant accounts and is accompanied by explicit cybersecurity and terms‑of‑use cautions in the brochure.

What is distinctive about ISC Financial Advisors compared with many peers is its dual role in insurance distribution and broker‑dealer activities: the firm is licensed as an insurance agency and several associated persons sell insurance products (receiving commissions separate from advisory fees), and some personnel also serve as registered representatives of a broker‑dealer—arrangements the firm discloses and treats as potential conflicts. The brochure also highlights operational choices (a Charles Schwab institutional custody preference, third‑party participant‑account access, and explicit custody/fee‑deduction practices) that may be relevant when evaluating how the firm implements and administers client accounts.