ISC Financial Advisors logo

ISC Financial Advisors

Updated today

Total assets under management

$1,349,084,643

Total clients

1,241

22% high-net worth

Total advisors

10

of 15 employees

Firm size

Team

4-10 advisors or $500M+ in AUM

Average clients per advisor

124

Average account size

$1,087,095

About

ISC Financial Advisors (doing business as Murray Financial Group) provides investment management, retirement-plan design and administration, and financial planning to individuals (including high-net-worth clients) and institutional clients such as corporate and Taft‑Hartley plans. The firm manages about $1.35 billion in client assets across discretionary and non‑discretionary mandates and, like most team firms, charges percentage‑of‑AUM advisory fees and delivers ongoing portfolio supervision.

The firm typically constructs client portfolios using mutual funds and equities, emphasizes fundamental analysis, a long‑term perspective, and dollar‑cost averaging, and employs both strategic and tactical asset‑allocation techniques. ISC Financial Advisors also manages retirement plan participant (e.g., 401(k)) accounts via a third‑party aggregation/trading platform (Pontera), which requires clients to grant platform access to their participant accounts and is accompanied by explicit cybersecurity and terms‑of‑use cautions in the brochure.

What is distinctive about ISC Financial Advisors compared with many peers is its dual role in insurance distribution and broker‑dealer activities: the firm is licensed as an insurance agency and several associated persons sell insurance products (receiving commissions separate from advisory fees), and some personnel also serve as registered representatives of a broker‑dealer—arrangements the firm discloses and treats as potential conflicts. The brochure also highlights operational choices (a Charles Schwab institutional custody preference, third‑party participant‑account access, and explicit custody/fee‑deduction practices) that may be relevant when evaluating how the firm implements and administers client accounts.

Client services

Financial planning Portfolio management Pension consulting

Fee options

Percentage

$0 - $1,000,000: 0.90% annually $1,000,000 - $4,000,000: 0.75% annually (next $1,000,000 to $4,000,000) $4,000,000 - $5,000,000: 0.50% annually (next $3,000,000) $5,000,000+: 0.25% annually (over $5,000,000)

Project-based

$500/hour for financial planning services

Other

Account minimum: $100,000 minimum asset management threshold; however, Item 7 states there is no minimum investment amount required to establish an account. Minimum fee: $400 minimum fee per account Fee-only: Hourly fee of $500.00 charged for financial planning services

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Main office location

ISC Financial Advisors

200 North Broadway Ave.

Albert Lea MN 56007, United States

Number of offices

3

Warmer team member

Not sure where to start?

We'll help you think it through – whether you ultimately need an advisor or not.

Call (201) 292-4557

Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.

By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev

© 2026 Warmer Holdings Inc. ("Warmer")