Irving Planning & Investments, Ltd.

Irving Planning & Investments serves individuals and families, including high‑net‑worth clients, with discretionary portfolio management, model and custom portfolios, and financial planning. The firm implements asset‑allocation strategies across U.S. and international equities, fixed income, real estate investment trusts and alternative funds, primarily using mutual funds and ETFs to fill targeted asset classes.

The firm selects investments using fundamental analysis, establishes investment policy statements and rebalances portfolios as needed, taking clients’ financial situation, risk tolerance, liquidity needs and tax considerations into account. Accounts are managed on a discretionary basis, custodied primarily at Schwab Advisor Services, and subject to regular performance reporting and quarterly reviews.

A distinctive operational feature is the management of “held‑away” accounts through a third‑party order‑management platform (Pontera), which the firm uses to view and rebalance employer‑sponsored retirement and other outside accounts when clients provide access. While investment management is delivered on a fee basis, the firm’s principal is also a licensed insurance agent who may receive commissions for insurance product sales, a relationship the firm discloses and addresses through its compliance policies.