Ironwood Wealth Management LLC

Ironwood Wealth Management provides advisory services primarily to individual clients — both those identified as high net worth and non‑HNW — offering discretionary asset management alongside financial, retirement, and college planning. The firm operates with a small client base and modest assets under management, delivering tailored model portfolios and ongoing portfolio oversight.

The firm builds customized asset allocations from proprietary model portfolios and uses both fundamental and technical (trend‑following) analysis, with the ability to actively trade and hold positions for short or long periods as market conditions dictate. All advisory relationships are managed on a discretionary basis and the firm recommends Interactive Brokers as the custodian; it will not manage accounts for clients who decline to use that custodian.

Noteworthy differences from many peers include a recent disciplinary history disclosed in the brochure — a consent order with the state securities regulator that included a suspension, required client refunds, and retention of an independent reviewer — and the firm’s very small scale and single‑advisor structure, which can lead to more direct advisor involvement but also more limited internal resources. The firm also does not vote client securities and indicates that its planning engagements are limited in scope and do not include routine ongoing reviews unless agreed with the client.