Iron Horse Capital, Inc.

Iron Horse Capital, Inc. provides discretionary portfolio management, financial planning, and financial consulting to a mix of clients including individual investors (both non‑high‑net‑worth and high‑net‑worth), pooled investment vehicles, corporations, charitable organizations, and other institutional clients. The firm also acts as an investment adviser and sub‑adviser to a registered investment company and may allocate client assets to that Fund as part of its services.

The firm manages accounts using model portfolios tailored to clients’ objectives and risk tolerances, with discretionary trading authority and the ability for clients to impose written restrictions on investments. Its stated investment toolkit includes stocks, bonds, ETFs, mutual funds and, notably, derivative instruments (including options and related strategies) used within separately managed accounts, and the firm notes that tax efficiency is not a primary management consideration.

Compared with many independent solo advisers, Iron Horse is unusual in deploying derivatives in separately managed accounts and in serving both as adviser and sub‑adviser to a Fund while receiving separate compensation for Fund management. The firm is a single‑advisor practice overseeing approximately $102.6 million in discretionary assets, routinely requires custody at Charles Schwab and directed brokerage, and discloses related conflicts such as investing client assets in its advised Fund and the use of model allocations.