Invicta Financial Group

Invicta Financial Group (BDT & Associates, Inc. d/b/a Invicta Financial Group) advises individuals, high-net-worth individuals, and business entities, primarily through financial planning and implementation services. Rather than providing direct portfolio management, the firm directs clients to third‑party investment advisers for ongoing asset management and constructs Written Financial Action Plans as part of its planning engagements.

The firm emphasizes client‑specific planning and an implementation process that includes monthly meetings during the implementation phase and periodic reviews thereafter, and it tailors recommendations to clients’ values and restrictions. Invicta relies on the investment managers it recommends (including named third‑party managers) for portfolio construction and analysis, and its Form ADV shows it holds client assets on a non‑discretionary basis and does not trade or take custody of client accounts.

Notable differences from many multi‑team peers include an affiliation with a real‑estate holding entity that owns commercial office space and advisers who are licensed to offer commissionable insurance products—relationships the brochure discloses as potential conflicts to be managed. The firm also typically shares advisory arrangements with the third‑party managers it recommends and discloses a 2021 administrative settlement related to registration timelines.