I
Investments By Design, Inc
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$37,885,801
This total excludes 2 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
75
12% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
75
Average account size
$505,144
About
Investments By Design provides ongoing portfolio management and financial planning to individuals and high‑net‑worth individuals and, unusually for a small independent adviser, to corporations and business entities as well. Services include investment supervisory services with an Investment Policy Statement for each client and standalone financial planning offered hourly or as discrete a‑la‑carte modules (retirement, insurance, tax, estate, and education planning).
The firm’s investment process relies on documented client goals, time horizon and risk tolerance with regular portfolio monitoring. Analysis methods listed in the brochure include charting, fundamental, technical and cyclical analysis, and the firm may employ a range of strategies — from long‑term investing to short‑term trading, short sales, margin use and options writing — each of which carries additional risk.
A distinctive feature is that the principal is a licensed insurance agent and may offer commissionable insurance and annuity products, a relationship the brochure discloses as a potential conflict of interest. The firm manages roughly $38 million for about 75 clients, has no account minimum, and combines ongoing discretionary management with one‑time plan delivery and defined hourly/module estimates for planning work.
Client services
Financial planning
Portfolio management
Fee options
Fixed fees for specific financial planning services (e.g., $255 for Investment Planning, Retirement Planning, Estate Planning; $170 for Insurance, Tax, Education Planning)
1.25% annually
Hourly fees at $85 per hour; financial planning services approximately $170-$255 per service
Fee-only: Hourly fees ranging from $85 per hour; specific financial planning services priced between $170 and $255
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Main office location
Investments By Design, Inc
612 Spring Street
Galena IL 61036, United States
Number of offices
1
Forms ADV
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